Resources

Know of a great resource that isn’t on the list? Email it to seminarycents@upsem.edu!

Apps & Books:

• Every Dollar App (free)
• Goodbudget Budget Planner App (free)
• Mint: Personal Finance & Money App (free)
• Mvelopes – Budgeting App (free)
• Ibotta: Cash Back and Rewards App (free)
• Cartwheel App (free)
• Ebates: Cash Back & Rewards App (free)
• Wally (free – only available in iPhone)
• Wallet Hub – Credit Reports and Monitoring App (free)
• Richard Hammar – 2018 Church & Clergy Tax Guide
• Richard Hammar – 12 Law & Tax Guidelines for New Ministers
• Batts and Hammar – Church Finance
• Chris Hogan – Retire Inspired
• Dave Ramsey – Total Money Makeover 
• Vicki Robin – Your Money or Your Life
• Stanley and Danko – The Millionaire Next Door
• Yale Divinity School – A Handbook on Faith and Money  (adobe version)

Debt:

• Ultimate Guide to Paying Down Student Loan Debt
• Dave Ramsey – Ways to Get Out of Debt
• Presbyterian Mission – Managing Educational Debt
• Presbyterian Mission – Transformational Leadership Debt Assistance
• Presbyterian Mission – Season of Service Loan Assistance Program
• A Cultivated Nest – The Snowball Method (includes printable)
• Northwestern Mutual – Get Out of Debt in 5 Easy Steps
• VTX Capital – 17 Ideas to Pay off Debt
• Comet – Student Load Refinancing Blueprint

Save:

• Wallet Hacks – How to Find the Best Checking & Saving Account
• The Balance – How to Invest in Mutual Funds
• Fidelity – What is an IRA?
• Wikipedia – Employer Matching Program 
• The Minimalists – Retirement
• Northwestern Mutual – 5 Common IRA Mistakes and How to Avoid Them
• Federal Reserve Bank of Dallas – Building Wealth 

Budgeting:

• The Huffington Post – 7 Financial Tips
• Meraadi – 5 Budgeting Hacks for Beginners
• The Practical Saver – Budget Categories
• Jihi Elephant – What is the 50:20:30 Minimalist Budget System
• TurboTax – What Percent of Church Giving Can Be Taken Off Federal Taxes?
• Annuity.Org’s Financial Literacy

Lifestyle:

• Allie Casazza – How Minimalism is Biblical
• Saving and Simplicity – 75 Frugal Living Tips
• Well Kept Wallet – Budgeting Percentages
• Finance Superhero – 41 Tips to Save Money
• The Ways to Wealth – 100 Ways to Save Money
• The Big Money Saver – 15 Legit Side Hustles
• Dream Home Based Work – 50 Work From Home Companies
• Busy Blogging Mom – 75 Ways to Earn Money From Home
• Natural Beach Living – 45+ Things to Do on a No Spend Weekend
• Crowd Work News – 28+ Flexible Online Jobs